Personal Finance Resources

Our understanding is that many self-employed workers (including artists!) are eligible for state unemployment insurance (around 40-45% of average wages), federally-based Pandemic Unemployment Compensation ($600/week), and extended benefits, so find your state’s Department of Labor/UI website and collect information, including contracts, tax documents, and pay stubs or proof of payment before you begin the application process.

Some workers, depending on specific circumstances, could also be eligible for Paid Family Leave, or Short Term or Long Term Disability benefits. The Federal Government also has agreed, as part of the CARES Act, to release one time payments of up to $1200 to US citizens in the coming weeks.

Note that, per the Coronavirus Aid, Relief, and Economic Security Act, a single member LLC may also apply for the SBA Paycheck Protection Program (PPP). If you want to learn more about the PPP, check out Fiscal Management Associates’ PPP Toolkit. Funds are depleted as of April 16, but additional funds may become available soon. Check with your bank, or an approved SBA lender for more information.

This guide is extremely helpful to determine what government benefits you might be qualified for: Family Values at Work Explore Your Rights. See here for more details and read this article on options for government relief. Fiscal Management Associates has this PPP Toolkit.

New Jersey Division of Housing and Community Resources

Resources from the state for people who are housing insecure, need rent assistance, or are in need of state aid …

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Coronavirus 2019 – California Employment Development Department

State resources for employees, small business, and sole proprietors. See more here.

COVID-19/Novel Coronavirus Information for New Jersey Businesses

State resources for small businesses in NJ. That’s you! See more.

April 26, 2020April 30, 2020

Fiscal Sponsorship for Individual Artists

Now is a great time to consider engaging a fiscal sponsor so that as an individual artist or small company, …

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April 26, 2020April 30, 2020

Personal Finance Tools & Platforms for Artists

Personal finance and budget management can be a challenge, even in a strong economy. But we know that building knowledge …

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Archived Webinar: What to do if COVID-19 disrupts your work

Led by Ben Henry-Moreland. The webinar discussed planning out cash flow for the next 3-4 months; key provisions of the …

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Track your financial losses and related expenses

Google sheet artists and freelancers can use to keep track of financial losses and related expenses. Download and use for …

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Square Business Resource Center

Information and resources for small business from the company that created the payment tool Square.

Sapling.com

Advice on money, investing, careers, and more! Sapling.com

Here’s how to apply for financial aid during the coronavirus pandemic if you’re self-employed or a small business in the arts – The Art Newspaper

Published by The Art Newspaper on March 24, 2020. A summary of some key new emergency measures designed to help …

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